You asked what recourse you have, I assumed you realised we have consumer protections in Canada. Then you tried to twist it into whether I’ve personally taken someone to court. That’s irrelevant since the point is that consumer protections already exist, so your whole argument falls apart. You’re just baiting at this point. And yes, I have returned stuff after paying with cash, crypto and credit card. This is not uncommon.
No, you’ve never actually shown that there’s recourse against bad actors. You brought up small claims court, but dropped the subject - likely because there’s no legal framework for that; then you mentioned nebulous “consumer protections,” but still can’t manage come up with any description of how a bad actor would be held to account in such a situation.
With a credit card, for example, this is typically a very easy process that can be accomplished via one’s bank’s website, supported by financial regulatory frameworks.
The post is about the *payment processor* being the bad actor. In that case, crypto is an alternative because it bypasses processors entirely.
If the bad actor is the *merchant*, then you already have consumer protection laws, and beyond that the legal system, same as with cash, crypto or credit cards.
You haven’t shown how cash or credit cards are inherently less risky than the Lightning Network. With cards, you can be debanked or have your account frozen by the processor (which is what happened in this post). With cash, a merchant can just take it and not deliver. Crypto doesn’t make this worse. In fact, it removes the risk of being debanked while functioning like digital cash (crypto payments can be made directly, not just through custodial processors).
Chargebacks exist with cards, but they’re double-edged (e.g. fraud, arbitrary reversals, censorship).
If you don’t understand crypto or don’t see the problems it solves, that’s fine, no one’s forcing you to use it. But dismissing it as “less accountability” doesn’t hold up under scrutiny.
That’s a weird name for a small claims court.
I’ve never had to take any company to court, because we have consumer protections. That covers purchases with crypto.
So why would you bring up small claims court if it’s not even necessary? Can’t keep track of your own story?
You asked what recourse you have, I assumed you realised we have consumer protections in Canada. Then you tried to twist it into whether I’ve personally taken someone to court. That’s irrelevant since the point is that consumer protections already exist, so your whole argument falls apart. You’re just baiting at this point. And yes, I have returned stuff after paying with cash, crypto and credit card. This is not uncommon.
No, you’ve never actually shown that there’s recourse against bad actors. You brought up small claims court, but dropped the subject - likely because there’s no legal framework for that; then you mentioned nebulous “consumer protections,” but still can’t manage come up with any description of how a bad actor would be held to account in such a situation.
With a credit card, for example, this is typically a very easy process that can be accomplished via one’s bank’s website, supported by financial regulatory frameworks.
What “bad actors”?
How does this differ than using cash? Or credit card. You are not being clear. What recourse do you have when using cash, for example?
Are you trying to make a joke? Have you actually completely forgotten what the original post is even about?
The post is about the *payment processor* being the bad actor. In that case, crypto is an alternative because it bypasses processors entirely.
If the bad actor is the *merchant*, then you already have consumer protection laws, and beyond that the legal system, same as with cash, crypto or credit cards.
You haven’t shown how cash or credit cards are inherently less risky than the Lightning Network. With cards, you can be debanked or have your account frozen by the processor (which is what happened in this post). With cash, a merchant can just take it and not deliver. Crypto doesn’t make this worse. In fact, it removes the risk of being debanked while functioning like digital cash (crypto payments can be made directly, not just through custodial processors).
Chargebacks exist with cards, but they’re double-edged (e.g. fraud, arbitrary reversals, censorship).
If you don’t understand crypto or don’t see the problems it solves, that’s fine, no one’s forcing you to use it. But dismissing it as “less accountability” doesn’t hold up under scrutiny.