Okay, I’m following. So who would you recommend as an email provider?

I mean, that’s going to be a risk you take with any hosted service. I currently self-host my contacts and calendar, but I have no interest in hosting my own email again.

What Zoho plan are you using? I can’t quite tell what the difference between the free and lite tiers is except for IMAP/POP support.

I moved over to Proton earlier this year and have had a good experience so far, but I’m not married to it or anything.